Some pre-existing medical conditions prevent eligibility for enrollment, and others may require a waiting period.You get coverage in both pre- and post-partum in addition to the birth, in case of maternity.Coverage is provided for medical assistance, surgery, pharmaceutical needs, hospitalization and maternity coverage.I’ve detailed the current costs further down. You have to renew your agreement 30 days prior to its expiration date. This begins on the first day of the month following the signing of the agreement. You must pay the premium on an annual basis for each member of the immediate family who requires coverage. Additionally, eligibility is extended to the immediate family – spouse or common-law, their children, mother and father, grandparents, grandchildren, siblings, cousins, nieces or nephews, and aunts and uncles. Members of your immediate family that are also registered immediately receive the coverage, as well. Once you sign the agreement, your coverage is provided. However, if you are not a resident – temporary or resident – you are not eligible to enroll in IMSS. Be aware, services are only available in Spanish, so for those who do are not fluent a translator is recommended. This can be done via the Seguro de Salud Para La Familia. For foreign residents who are living in Mexico, voluntary enrollment is available by signing an agreement with the IMSS. How does the IMSS insurance work for foreigners? Foto by Riviera Maya NewsĪnyone who is formally employed in Mexico is obligated to pay IMSS contributions and become enrolled in the program, regardless of any other insurance they may have. You must be one of the following to access this insurance: part of a Mexican family, a Mexican expat, or a foreign residesnt that is not covered through another insurance plan. A foreign citizen can obtain Voluntary Health Insurance in the National Institute of Social Security (IMSS) under the Modality #33. There are certain conditions to sign up for this health insurance, however. However, foreign residents can benefit from Mexico’s social security system. You should always consider having private health insurance as a foreigner. The Payroll Plus team would be pleased to provide you with any support should you have any questions.Many foreigners that are looking to relocate to Playa del Carmen are often baffled trying to figure out their insurance options. Once the payment is made, it will be assumed that the agreement with the Mexican Social Security Institute (IMSS), is accepted. Once the institute verifies the information, the employer will receive by e-mail the draft agreement along with the payment slip which can be paid through a SPEI transfer to the account: 021180550300067765, bank: HSBC. For public entities or for acts of administration it must be specific in order to process the application).ĥ.A separate sheet requesting authorization for payment installments and the periods for making such. Power of attorney from legal representative (only the page that indicates the power conferred on the legal entity. Articles of incorporation of legal entity (only those pages that indicate the original company name, as well as those that have the folio of the Public Registry of Property and Commerce). Officially valid identification from employer or legal representativeģ. The following documentation must be submitted:Ģ. It is therefore not necessary to go the regional office. If the employer chose to request the agreement, then the information listed below must be sent using the previously mentioned e-mail. The deferment period with monthly interest is chosen among the following periods: The institute provides to the employers the following phone number: “800-6232-323”, and e-mail address: “ to provide support for entering into a simplified installment agreement, taking into consideration the principal amount covered by the employer is 20% of the total dues of the employer, and 100% of the workers´ dues. The objective of the Mexican Social Security Institute is to enter into a payment installment agreement with interested employers who are not required to cover tax interest, and who are not subject to fines, since the employer freely complies with its obligations with regards to social security which originates from the health emergency per the Agreement of the General Health Council, published on March 30 of the current year in the Official Gazette of the Federation. 213/2020 regarding simplified installment payments, foreseeing that some employers will have difficulty in making payments for the employer/worker dues. Stemming from the Covid-19 health emergency, the Mexican Social Security Institute released statement No.
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